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Hot Fixed Annuities

Fixed Annuity Hot Sheet
This spreadsheet is intended for use as a guide. See company literature for details.
Multi-Year Guarantee Annuities 9/25/2019
Carrier Product AM Best Yield toSurrender Max IssueAge
2 Year
Equitable Secure Savings Elite 2 B 3.10% 85
Product availability varies by state – call CPS for state approval
3 Year
Guggenheim Preserve MYGA 3 (High-Band) B++ 2.85% 90
Fidelity & Guaranty Platinum 3 A- 2.70% 90
Securian Financial SecureOption Choice 3 (High-Band) A+ 2.20% 90
** RATE INCREASE ** Rate increased from 2.15% to 2.20%
New York Life Secure Term MVA II 3 (Mid-Band) A++ 2.10% 85
** RATE INCREASE ** Rate increased from 1.90% to 2.10%
Product availability varies by state – call CPS for state approval
4 Year
Guggenheim Preserve MYGA 4 (High-Band) B++ 3.00% 90
Oxford Multi-Select 4 A- 2.65% 80
** RATE INCREASE ** Rate increased from 2.55% to 2.65%
Principal Preferred Series 4 (High-Band) A+ 2.05% 90
Product availability varies by state – call CPS for state approval
5 Year
Sentinel Personal Choice Annuity 5 B++ 3.85% 85
Fidelity & Guaranty Platinum 5 A- 2.95% 90
Americo Platinum Assure 5 A 2.75% 85
Reliance Standard Eleos MVA A+ 2.45% 85
Product availability varies by state – call CPS for state approval
6 Year
Atlantic Coast Safe Haven 6 B++ 3.97% 85
Oxford Multi-Select 6 A- 3.05% 80
** RATE INCREASE ** Rate increased from 2.95% to 3.05%
AIG American Pathway SolutionsMYG 6 (High-Band) A 2.50% 85
Principal Principal Preferred Series 6 (High-Band) A+ 2.05% 90
** RATE INCREASE ** Rate increased from 2.00% to 2.05%
Product availability varies by state – call CPS for state approval
7 Year
Atlantic Coast Safe Haven 7 B++ 4.04% 85
Fidelity & Guaranty Platinum 7 A- 3.10% 90
Standard Focused Growth Annuity 7 A 2.50% 90
Product availability varies by state – call CPS for state approval
8 Year
Oxford Multi-Select 8 A- 3.20% 80
** RATE INCREASE ** Rate increased from 3.10% to 3.20%
American National Palladium MYG Annuity 8 (High-Band) A 2.30% 85
Product availability varies by state – call CPS for state approval
9 Year
Guggenheim Preserve MYGA 9 (High-Band) B++ 3.45% 90
Oxford Multi-Select 9 A- 3.05% 77
** RATE INCREASE ** Rate increased from 2.95% to 3.05%
American National Palladium MYG Annuity 9 (High-Band) A 2.37% 85
Securian Financial SecureOption Choice 9 (High-Band) A+ 2.35% 90
** RATE INCREASE ** Rate increased from 2.30% to 2.35%
Product availability varies by state – call CPS for state approval
10 Year
Atlantic Coast Safe Haven 10 B++ 4.15% 85
Oxford Multi-Select 10 A- 3.00% 75
** RATE INCREASE ** Rate increased from 3.00% to 3.10%
Standard Focused Growth Annuity 10 A 2.50% 80
Product availability varies by state – call CPS for state approval
Please call for state availability
* Commissions reduce at higher ages