Life Insurance with Extended Benefits for either Long Term Care (LTC) or Chronic Illness (CI) is another popular alternative (started in 1989). Sometimes referred to as Asset-Based Long Term Care (ABLTC), these plans offer the promise that “live, quit or die”, something is always paid out. The pool of funds available for care is typically two or three times higher than the death benefit. There are multiple funding options and guaranteed premiums and benefits that allow CPS Horizon to personalize a plan for higher net worth clients.
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Check out these helpful articles to dive deeper into Extended Benefits!
