Liberty Life Estate Maximizer New Generation
Liberty Series Estate Maximizer Next Generation is a single payment interest-sensitive whole life insurance policy. That means you pay only one premium. Your single premium immediately purchases a death benefit that is larger than your original payment, enabling you to pass on more to the people you care about income tax-free.
Safety and security
- 100% return of principal guarantee
- Cash value grows income tax-deferred
Benefits and value for your loved ones
- Single premium immediately increases death benefit for your beneficiaries
- Death benefit bypasses the hassle of probate
- Death benefit passes income tax free to named beneficiaries, under current tax law
Access and control
- After the first contract year, withdrawal of 10% of the account value can be made without withdrawal charges
- Low cost policy loans
- Waiver of withdrawal charges for a qualifying medical stay
- Liberty\’s Living Benefit, an accelerated death benefit for LTC
- Annuitization at rates guaranteed in contract
