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Specialty Products

The insurance marketplace is extremely competitive, requiring many carriers to redesign and work industriously to bring new products to market. These products include LTC benefits, single premium whole life for wealth transfer, innovations in lifetime income, and unique ways to credit interest on deferred annuities. To be honest, it can be a lot to keep up with. Utilizing our staff as your research team allows you to be a proactive agent who is responsive to the needs of your clients.

Visit this page from time to time, and we\’ll show you the latest in these product innovations.

Liberty Life SPWL – 100% Return of Premium, 10 minute instant approval, and LTC benefits!

NGL Access LIfe Plus – Is a life product with LTC benefits specifically designed for Middle America. The simplified underwriting process makes the process even easier to gain coverage for many who previously thought there wasn’t a product available to them.

Divorce DI – This unique disability product helps to protect they payments a client is responsible for if they were to suffer a loss of income for an extended period of time.