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CPS Horizon Financial
5300 S. 108th Street, Suite 18
Hales Corners, WI 53130
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Toll Free Phone: (800) 657-0736
Phone: (414) 427-8660
Fax: (414) 427-8330
General Inquiries:

With over a 100 years of combined experience in the insurance industry ranging from producers to underwriting, CPS Horizon is full of valuable resources for you to help grow your business.

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Michael Smith, LUTCF – President CPS Horizon

Advanced Case Marketing & Trouble Shooting
Phone: (414) 427-8660, ext. 307

Schedule an Appointment

Mike was in personal production for eleven years qualifying for MDRT 10 times and one Court of the Table before buying CPS Horizon. He is active in professional associations such as NAIFA, the FPA, NAILBA and SFSP. Mike often speaks at association events and writes articles for trade publications.

Mike will assist you in case development, run permanent illustrations and provides sales ideas, advanced marketing, training, and if desired, an in-depth coaching program. Point of Presentation support via in person or electronically if needed.

John Schraufnagel, ALMI, ACS, LUTCF – Marketing Manager & Impaired Risk Specialist

Phone: (414) 427-8660, ext. 305

John’s background includes time in personal production for four years before moving into training and recruitment for a major carrier prior to joining CPS Horizon. He has nearly two decades of experience helping the agents who broker with the Horizon team. As our impaired risk specialist, he will pre-qualify your cases, provide long term care and life quotes, as well as, assist with case development. In addition to his role as our risk specialist, John will also be your contact for Group Benefits.

Debbie Klein – Marketing Support
Phone: (414) 427-8660, ext. 306

Debbie comes to CPS Horizon with decades of experience in the insurance world. She has served as a product sales specialist, worked for a successful Milwaukee based insurance company, was a marketing specialist for a BGA, and spent 15 years with American General as an internal sales consultant. Her vast knowledge of the industry makes her an extremely valuable resource for you. Debbie will provide assistance with life, DI, and LTC quotes. She will share sales ideas, keep you informed of industry news and troubleshoot any issues.

Kou Vang – Commissions

Phone: (414) 427-8660, ext. 302

Kou has been with CPS Horizon team for over 9 years. His background has included new business processing, currently he oversees the commissions department. He will work with you to verify the details of and issues involving the proper payment of commissions.

Jenny Subotich – Case Manager

Phone: (414) 427-8660, ext. 309

Jenny has nearly 20 years of experience in the insurance industry. With CPS Horizon she assists our advisors in two ways. As a Case Manager, she takes over after you have written a case. She’ll track it during the underwriting process, make sure all requirements are in, and notify you of status. Should she contact you with additional requirements, please complete them as soon as possible or call if you have questions. As our Licensing person, she can help you with the appointment paperwork for any of the various carriers we work with, giving you more time to focus on your clients and less time researching the paperwork you need.

Wendy Kopischke – Case Manager

Phone: (414) 427-8660, ext. 308

Wendy has been with CPS Horizon for over 8 years and has accumulated more than 15 years of experience in the insurance industry. As your case manager she will proactively oversee the application during the underwriting process, ensuring all requirements are in, and notify you of its status. Along with monitoring the status of your application, she may contact you with additional requirements, please complete them as soon as possible or call if you have any questions.

Zach Reiter – Marketing Advisor

Phone: (414) 427-8660, ext. 304

Schedule an Appointment

Zach’s resume includes time as a producer and a broker. He knows first hand the challenges you face on a daily basis and will work with you to develop a plan that works for your clients. Although he has a greater amount of experience in Life and Long-Term Care lines, he can also assist you with Disability Insurance concerns as well.

Gary Munz, LUTCF, CLU, CLTC – Marketing Advisor and LTCI Specialist

Phone: (414) 427-8660, ext. 310

Schedule an Appointment 

Gary has nearly 40 years of experience in the insurance industry, the last 28 focusing entirely on extended health care solutions utilizing Traditional LTCI, Life Insurance with Long Term Care or Chronic illness riders and is our expert on Asset-Based Long Term Care policies. His passion and knowledge of the carriers in the industry makes him a valuable resource for helping you build a strategy.